Our Expertise: Your Pathway to Federal Student Loan Debt Relief
Our experienced team of experts possess a deep understanding of the complexities surrounding student loan forgiveness programs, including Public Service Loan Forgiveness (PSLF), Teacher Loan Forgiveness, and income-driven repayment plans. We'll meticulously assess your eligibility for various loan forgiveness options and income-driven repayment plans, stop wage garnishments, and even provide a brief pause in student loan payments while your application processes, ensuring you explore every avenue for debt relief.
Our History & Track Record
Meet Joe Coto:
Leading the Way in Our Community Outreach and Awareness
Joe Coto, a native of Miami, FL, embodies the spirit of community outreach and awareness at Financial Enhancement Services (FES INC). With a decade-long journey in the financial and student loan industry, Joe has seamlessly blended his extensive expertise with a heartfelt passion for empowering others.
Raised amidst the vibrant rhythms of Miami, Joe's life mission has been anchored in fostering positive change and leading with integrity. His pivotal role at FES INC is not just a testament to his professional acumen but a reflection of his unwavering commitment to community enrichment.
Joe’s diverse knowledge base is a cornerstone of our organizational growth, laying down the ethos of trustworthiness and benefit that defines every interaction, every service, and every milestone we achieve at FES INC.
Track Record
Explore our contributions and educational sessions on student loans and financial needs, delivered to schools and staff across Miami-Dade, Broward, and Palm Beach County.
2017 - 2018 School Year:
Mater Middle/High School
Number:
(305) 805-5722
Address:
651 W 20th St, Hialeah, FL 33010, Miami-Dade County
Ronald Reagan Senior High School
Number:
(305) 805-1900
Address:
8600 NW 107th Ave, Doral, FL 33178, Miami-Dade County
Cypress K-8
Number:
(305) 271-1611
Address:
5400 SW 112th Ct, Miami, FL 33165, Miami-Dade County
Phillis Wheatley Elementary School
Number:
(305) 573-2638
Address:
1801 NW 1st Pl, Miami, FL 33136, Miami-Dade County
Piper Middle School
Number:
(754) 322-1700
Address:
8000 NW 44th St, Sunrise, FL 33351, Broward County
Park Lakes Elementary School
Number:
(754) 322-7650
Address:
3925 FL-7, Lauderdale Lakes, FL 33319, Broward County
North Miami Senior High School
Number:
(305) 891-6590
Address:
13110 NE 8th Ave, North Miami, FL 33161, Miami-Dade County
Air Base K-8 Center
Number:
(305) 258-3676
Address:
12829 SW 272nd St, Homestead, FL 33032, Miami-Dade County
North County K-8
Number:
(305) 624-9648
Address:
3250 NW 207th St, Miami Gardens, FL 33056, Miami-Dade County
Angels Reach Academy
Number:
(305) 828-5276
Address:
12051 W Okeechobee Rd, Hialeah Gardens, FL 33018, Miami-Dade County
Blanche Ely High School
Number:
(754) 322-0950
Address:
1201 NW 6th Ave, Pompano Beach, FL 33060, Broward County
Pines Middle School
Number:
(754) 323-4000
Address:
200 Douglas Rd, Pembroke Pines, FL 33024, Broward County
Mary M. Bethune Elementary School
Number:
(754) 323-4900
Address:
2400 Meade St, Hollywood, FL 33020, Broward County
Forest Glen Middle School
Number:
(754) 322-3400
Address:
6501 Turtle Run Blvd, Coral Springs, FL 33067, Broward County
C. Robert Markham Elementary School
Number:
(754) 322-6950
Address:
1501 NW 15th Ave, Pompano Beach, FL 33069, Broward County
Horace Mann Middle School
Number:
(305) 757-9537
Address:
950 NW 2nd Ave, El Portal, FL 33150, Miami-Dade County
Watkins Elementary School
Number:
(754) 323-7800
Address:
3520 SW 52nd Ave, Pembroke Park, FL 33023, Broward County
Paul W. Bell Middle School
Number:
(305) 220-2075
Address:
11800 NW 2nd St, Miami, FL 33182, Miami-Dade County
Andover Middle School
Number:
(305) 654-2727
Address:
121 NE 207th St, Miami Gardens, FL 33179, Miami-Dade County
Blue Lakes K-8 School
Number:
(305) 271-7411
Address:
9250 SW 52nd Terrace, Miami, FL 33165, Miami-Dade County
Arcola Lake Elementary School
Number:
(305) 836-2820
Address:
1037 NW 81st St, Miami, FL 33150, Miami-Dade County
Bair Middle School
Number:
(754) 322-2900
Address:
9100 NW 21st Manor, Sunrise, FL 33322, Broward County
2019 - Present School Year:
Downtown Doral Charter Elementary
Number:
(305) 569-2223
Address:
8390 NW 53 St, Doral, FL 33166, Miami-Dade County
Excelsior Charter Academy
Number:
(786) 565-9188
Address:
18200 NW 22nd Ave, Miami Gardens, FL 33056, Miami-Dade County
Homestead Middle School
Number:
(305) 247-4221
Address:
650 NW 2nd Ave, Homestead, FL 33030, Miami-Dade County
Miami Central Senior High School
Number:
(305) 696-1461
Address:
1781 NW 95th St, Miami, FL 33147, Miami-Dade County
Highland Oaks Middle School
Number:
(305) 923-3810
Address:
2375 NE 203rd St, Miami, FL 33180, Miami-Dade County
Andover Middle School
Number:
(305) 654-2727
Address:
121 NE 207th St, Miami Gardens, FL 33179, Miami-Dade County
Academir Preparatory
Number:
(305) 964-7542
Address:
19185 SW 127 Ave, Miami, FL 33177, Miami-Dade County
Poinciana Park Elementary School
Number:
(305) 691-5640
Address:
6745 NW 23 Ave, Miami, FL 33147, Miami-Dade County
Sabal Palm Elementary School
Number:
(305) 651-2411
Address:
17101 NE 7th Ave, North Miami, FL 33162, Miami-Dade County
Orchard Villa Elementary School
Number:
(305) 754-0607
Address:
5720 NW 13th Ave, Miami, FL 33142, Miami-Dade County
Miami Park Elementary School
Number:
(305) 691-6361
Address:
2225 NW 103rd St, Miami, FL 33147, Miami-Dade County
Benjamin Franklin K-8 Center
Number:
(305) 681-3547
Address:
13100 NW 12th Ave, North Miami, FL 33168, Miami-Dade County
Frank C. Martin K-8
Number:
(305) 238-3688
Address:
14250 Boggs Dr, Miami, FL 33176, Miami-Dade County
Redland Middle School
Number:
(305) 247-6112
Address:
16001 SW 248th St, Homestead, FL 33031, Miami-Dade County
DUE TO COVID19, we were obligated to alter how we interact with our local community. Most of our presentations have now been virtually.
We are currently working on our expansion into the South West Florida area and continue our journey on sharing extremely valuable information and services.
8359 Beacon Blvd #315 Fort Myers, FL 33907
Assisting with Student Loan Document Preparation Financial Enhancement Services (FES) is dedicated to professional document preparation, and we do not negotiate, adjust, or settle debts. Every federal student borrower has the opportunity and is encouraged to apply for federal repayment or forgiveness programs directly through the US Department of Education at no cost. FES is not a lender or legal advice service. For legal or financial advice, please consult with a professional attorney or financial advisor. Each revision maintains the original message while improving clarity and conciseness, ensuring that the information is easily digestible and accessible for readers.